ETFs

Active ETFs and Thematic ETFs are reshaping the debate. Here’s an honest, data-driven breakdown of ETFs vs mutual funds in 2026 — the 90% underperformance stat from SPIVA, the 60/20/15/5 starter portfolio split, and when mutual funds still make sense. Updated June 2026.

Retail investors are now accessing the same high-yield private lending market that institutions have dominated for years. Here’s what private credit is, why it’s booming, and whether it belongs in your 2026 portfolio.